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Dec 23, 2012 5:25am EST
bureaus themselves, they could only bring in enforcement actions. the cfcb has said the authority to shed new light on the credit reporting industry about which we do not know much in many ways and write new rules of the road. as one reason why the cfpb is so important. consumers are entitled to one free copy each year, one from each of the three bureaus of they choose to do that, they find only one in five consumer's request a copy of their credit union report in at any given year. last year 8 million consumers disputed items enter their credit report challenging the accuracy and enter one way or the other, even though each american who is in the credit system, as most americans are, they each have their credit reports, one for each one of the bureaus. on one credit report, an error can affect that consumer's ability to access credit. a former colleague of mine recently contacted my office. his wife had passed away earlier this year. when he applied for a mortgage was denied because one of his credit reports listed him as deceased. when he called the bureau to tell them he was still
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